Individual Credit
Check here if you are applying for individual credit. This means you are applying in your own name and are relying on your own income (and assets), NOT those of another person as the basis for repayment.
Complete only the applicant information.
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Joint Credit
Check here if you are applying for joint credit. This means you are applying for credit with another person and will be relying on your joint income (and assets) as the basis for repayment.
Complete both the applicant information and the co-applicant information.
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